Terms & Conditions

Welcome to Insurance Pay Bill. By accessing or using our website and services, you agree to comply with and be bound by these Terms & Conditions. Please read them carefully before using our website or services. If you do not agree with these terms, please discontinue use immediately.

1. Acceptance of Terms

By accessing, browsing, or using our website and services, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms & Conditions, as well as any additional guidelines or policies referenced herein.
We reserve the right to update or modify these terms at any time, and such changes will be effective upon posting. Your continued use of the website signifies your acceptance of any updated terms.

2. Services Provided

Insurance Pay Bill offers a range of insurance-related services, which may include but are not limited to policy quotes, claims processing assistance, payment facilitation, and insurance support services.
All services provided are subject to the terms outlined in this agreement and any accompanying service-specific conditions.

3. Eligibility

To use our services, you must be at least 18 years old or the legal age of majority in your jurisdiction. By accessing our services, you represent and warrant that you meet this eligibility requirement.

4. User Responsibilities

When using our website and services, you agree to:

  • Provide accurate, current, and complete information.

  • Keep your login details and account credentials secure and confidential.

  • Notify us immediately of any unauthorized access or use of your account.

  • Use our services only for lawful purposes and in compliance with all applicable laws and regulations.

5. Account Creation

Certain features or services may require you to create an account. You agree to:

  • Provide accurate and truthful information during registration.

  • Keep your information up to date.

  • Accept full responsibility for all activities that occur under your account.

We reserve the right to suspend or terminate any account that provides false information or violates these Terms & Conditions.

6. Privacy and Security

Your use of our website is governed by our Privacy Policy.
While we implement reasonable safeguards to protect your personal information, no data transmission or storage system can be guaranteed to be completely secure. You acknowledge that you use our services at your own risk.

7. Intellectual Property

All content on this website — including text, graphics, images, logos, designs, and software — is the property of Insurance Pay Bill or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, distribute, modify, or create derivative works from any website content without our prior written consent.

8. Prohibited Uses

You agree not to use our website or services for any unlawful or prohibited purpose, including but not limited to:

  • Engaging in fraudulent or deceptive activities.

  • Attempting to disrupt or interfere with website functionality.

  • Uploading or transmitting malicious software, viruses, or harmful code.

  • Infringing on the rights of others, including intellectual property or privacy rights.

9. Disclaimers and Limitation of Liability

No Warranty:
Our website and services are provided on an “as is” and “as available” basis. Insurance Pay Bill makes no warranties, express or implied, regarding the operation, accuracy, or reliability of our website or services.

Limitation of Liability:
To the fullest extent permitted by law, Insurance Pay Bill shall not be liable for any indirect, incidental, special, or consequential damages arising from or related to your use of our website or services.

10. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Insurance Pay Bill.
We are not responsible for the content, policies, or practices of third-party sites and encourage you to review their respective Terms & Conditions and Privacy Policies before engaging with them.

11. Termination

We reserve the right to suspend or terminate your access to our website and services at our sole discretion, including (but not limited to) cases of suspected fraud, abuse, or violation of these Terms & Conditions.

12. Governing Law and Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with the laws of the United States (or your applicable jurisdiction).
Any disputes arising from or related to these Terms shall be resolved through binding arbitration or mediation in accordance with applicable laws, unless otherwise required by law.

13. Modifications to Terms

We may modify or update these Terms & Conditions at any time without prior notice. All updates will be reflected on this page with a revised effective date. Your continued use of our website after such updates constitutes your acceptance of the revised terms.

14. Contact Us

If you have any questions, concerns, or feedback about these Terms & Conditions, please contact us at:

Insurance Pay Bill
Email: info@insurancepaybill.online

By accessing or using our website and services, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions.

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